Are you making 8% PLUS on your investments?

Dear Investor,

EPI Homes, Inc. buys houses each month and has been since 2001.

When we pay cash for a house, we usually include private lenders instead of using
our own funds or bank loans. Since we get a very high return on our own cash, we
can offer our private lenders a high yield when we use their money to fund our new
deals.

Maximum loan to value is 80%. That means we will only borrow up to $80,000 on
a $100,000 property. The money we borrow is secured by a 1^st note and deed of
trust (mortgage). Our investor gets 10.00% interest. Monthly payments include
principal and interest, or interest only, depending on your desires.

Interest only payments keep 100% of your principal working for you. Most loans
have a balloon payment due in 1 to 7 years. The term is decided by you.

Sometimes we borrow offering a 2^nd deed of trust. For example, if there is a first
mortgage for $50,000, then we can offer our investor a second mortgage of (up to)
$35,000. In the case of a second position, we pay 11.00%.

All private lenders get:

A Promissory Note
A Mortgage recorded against the property
Added on to the hazard insurance as the mortgagee
A copy of any appraisals or market analysis reports

We pay all costs involved to close the transaction. There is no cost to you as the investor.

Before you invest, we would first discuss how much of your capital you are looking to
commit and for how long. We would then look for a deal that will meet your criteria.
Once I locate the right property, I call you, give you all the details and then you decide
whether to participate or not. There's never any obligation until after you approve the
deal.

We never co-mingle or pool funds together. One investor... one note and one mortgage.

When you decide on a deal, you’ll send your funds directly to the closing agent at a
local title company when we’re ready to close. We never accept your funds directly.

All the houses used as collateral will be located in the Midland, Bay and Saginaw
counties.

Most of my private lenders currently include many of my family members, seasoned
business contacts, and previous sellers I bought property from. Only recently have I
opened this to others visiting our website.

If you have funds in a retirement account (IRA), you can use them to invest. The IRS
requires the use of an approved custodian to qualify for tax-deferred or tax-free gains.
I will be glad to discuss with you further how we do this.

To learn more, or to be added to our private investor list, please call or submit this form.
Your questions are always welcome.

Sincerely,

Michael Eigsti

EPI Homes, Inc.

Midland, MI. 48641

866-88-HOUSE

989-832-3927

HERE'S MORE INFORMATION...

Do you have bank CD’s, retirement accounts or other investments
not returning 10% to 11% safely?

How to get over 400% higher returns on your
idle cash or retirement funds

Dear Fellow Investor,

Many people, just like you are frustrated by low returns on your investment dollars.
In response to that problem, we’ve created a solid program that can replace some of
the low returns that you’re now receiving, and pay you a passive, predictable 8% to
11% interest from real estate notes.

I’m Michael Eigsti, a professional real estate investor with over 100 successful
transactions completed since 2001. I am not a financial planner, but a full-time buyer
of single family investment properties throughout Midland, Bay and Saginaw counties.

I’d like to show you how you can invest your dollars in well-secured, extremely safe, low
loan-to-value notes and mortgages. I offer my investors 10% on a first lien and 11 % on a
second lien. We borrow from you to do our real estate deals and payments come directly
from us. It’s a hands-free, hassle free opportunity to enjoy very attractive returns. You
get monthly income or you can have your profits compound monthly for exponential
growth.

Let’s look at an example using $10,000 for 36 months with compounded interest..

A bank CD paying 2% will grow to $10,618 in 36 months for a gain of $618.

A real estate note paying 11% will grow to $13,889 after 36 months for a gain of $3,889!

That’s a 629% greater return.

Would you like to have some of your idle cash or retirement funds working like that for
you? Call me and I will get you more info… or we can meet by phone or in person.
You can also submit this form.

Sincerely,